I've always loved the concept of micro loans, and when I was first imagining Kit + Forage, I knew I wanted part of the profits to go to other small business owners.

10% of all Kit + Forage profits are used to provide loans through Kiva.

Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. They believe that providing safe, affordable access to capital to those in need helps people create better lives for themselves and their families.

Once the money that we loan is paid back, it will go into a Kiva account. At that time, I'll recycle it back into a new loan for another small business owner. 

I love Kiva because 100% of every dollar we lend goes directly towards funding loans; Kiva doesn't take a cut. Furthermore, Kiva does not charge interest to their Field Partners, who administer the loans. They raise their operational funds through donations from lenders, as well as grants, corporate sponsors, and foundations.

Learn more about the work Kiva does here, if you're interested.